General Liability Insurance US

General liability insurance, also known as “commercial general liability insurance”, is a broad range of commercial policies that cover general liability risks for businesses.

Indemnification typically includes product protection against monetary loss when you are responsible for property damage or personal and publicity damage caused by services, business operations, or employees.

Additional liability insurance
Please refer to the list below to see other liability coverage you may consider.

Professional liability insurance (errors and omissions
Errors and Omissions (E&O) is for professionals who make mistakes and errors or omissions that harm clients or damage third-party data. This type of insurance is especially important for licensed professionals such as accountants, lawyers, insurance agents, architects, engineers and technology companies. A&M Insurance Services, Inc. recommends that all professional and technology companies indemnify for negligence and omission.

Practical Labor Liability Insurance (EPLI)
Employers’ Employment Practices Liability Insurance covers employment-related liability other than workers’ compensation. This may include attorneys’ fees and damages for claims such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employee legal rights. If you have employees, A&M Insurance Services, Inc. recommends that you consider this type of coverage.

Directors and Officers (D&O) Insurance
D&O is targeting directors and officers of the company for negligent acts or omissions and misleading statements leading to legal action against the company. There are a variety of coverages available for directors and officers, including corporate reimbursement coverage, personal liability insurance, and entity coverage. D&O policies can be extended to also cover Employment Practices Liability.

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